Expert guidance from ARPI-certified professionals — Social Security claiming strategy, Medicare enrollment, IRMAA planning, and retirement income.
Medicare open enrollment runs October 15 through December 7, 2026, with changes taking effect January 1, 2027. From Medicare Advantage and Part D decisions to Medigap timing and IRMAA surcharges, here is a practical guide for advisors.
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Social Security and SSI benefits will rise 3.6% in 2027, affecting roughly 76 million Americans. For advisors, the headline percentage is only the starting point—the COLA interacts with Medicare premiums, IRMAA, the earnings test, and the taxation of benefits.
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Retiring at 64 with $1.6 million in savings and the looming uncertainty of Social Security can be daunting. This article explores the viability of such a retirement plan, considering various factors like longevity, healthcare costs, and strategic benefit claiming.
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H.R. 5284 renames Full Retirement Age to Standard Monthly Benefit Age and eliminates Delayed Retirement Credits as a term. Here's how advisors should prepare for the shift.
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Social Security is a cornerstone of financial security for millions of Americans. Learn why it's essential to protect and strengthen this program.
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Inflation can erode your retirement savings, but strategic Social Security claiming can help. Learn how to maximize your benefits and protect your financial future.
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Martha Shedden, a top Social Security advisor, warns against hasty decisions influenced by financial panic. Learn why delaying benefits could be more beneficial.
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