Medicare Expertise That Commands
Premium Clients
The definitive IRMAA and Medicare planning credential. Learn to project surcharges before they hit, build successful life-changing event appeals, and implement income strategies that save high-value clients thousands every year.
Why Earn IRMAACP™
Why Advisors Choose IRMAACP™
IRMAA is one of the most expensive surprises in retirement — and almost no advisor is prepared to address it. That gap is your opportunity.
Access the High-Value Client Market
IRMAA affects high earners — exactly the clients who pay the most in fees and have the most complex financial lives. Being the IRMAA expert puts you in front of premium prospects who can't afford to guess.
Measurable, Immediate ROI
One successful IRMAA appeal saves a client $2,000–$10,000+ per year in premiums. The credential pays for itself many times over with a single client engagement — and earns you referrals in the process.
A Rare Specialization
Very few advisors truly understand IRMAA. Earning IRMAACP™ positions you as the specialist in a market where most advisors can only refer out — and clients remember who helped them.
Everything You Need
What's Included
One enrollment. Complete access. Everything you need to master IRMAA and Medicare planning from day one through certification.
Course Companion
A comprehensive written guide covering every aspect of IRMAA planning — a reference you keep and consult for years.
Expert Video Lessons
Practitioner-led video modules breaking down brackets, appeals, and income strategies in plain language.
Interactive Quizzes
Module-by-module knowledge checks with immediate feedback to reinforce learning and exam readiness.
Member Resource Library
Updated annually with current bracket tables, appeal forms, planning worksheets, and client-facing materials.
CE Credits Filed
We file your CE credits on your behalf in eligible states — keep your license current without extra paperwork.
Exam & Certification
Proctored online exam included. IRMAACP™ certificate and digital badge issued upon passing.
IRMAACP™ delivers 4 hours of continuing education credit. Eligible for Insurance CE, CFP Board credit, and CPE credit depending on your state and designation. No paperwork required — we handle filing on your behalf.
Filed on your behalf in most states
The Curriculum
What You'll Learn
Six focused modules moving from Medicare fundamentals to advanced multi-year IRMAA bracket strategies — built for advisors who want to deliver immediate, measurable value to high-income clients. Includes a proctored final exam.
WHO THIS IS FOR
Built for Professionals Like You
If you work with pre-retirees, retirees, or high-income earners, IRMAA is already in your client relationships — whether you know it or not. IRMAACP™ gives you the expertise to make it a service line.
IRMAA is eroding your clients' retirement income. Protect it.
Most financial advisors don't discover a client's IRMAA exposure until the bill arrives — and by then it's too late to do much about it. The IRMAACP™ gives you the tools to model future surcharges, time income events strategically, and build retirement income plans that account for Medicare costs as a first-class variable. Advisors who master IRMAA protect wealth in ways their peers never see coming.
Enroll as a Financial Advisors →Hear From Our Advisors
Tuition & Enrollment
Simple, Transparent Pricing
What's Included
- Complete 6-module online course
- Course Companion reference guide
- Expert video lessons — watch anytime
- 4 CE credits filed in most states
- Member resource library access
- IRMAACP™ certificate & digital badge
Questions? Contact us
New York State — Insurance CE Disclosure
The following information is required by the New York State Department of Financial Services for online continuing education courses. This must be reviewed before purchase.
Provider Approval Number
Pending NY Approval
CE Credits
Pending NY Approval
License Classes
Pending NY Approval
Course Expiration Date
Pending NY Approval
Exam Requirement
To receive CE credit, you must take and pass a final exam without assistance or reference material. A minimum grade of 70% is required to pass. The IRMAACP™ exam contains 75 questions.
System Requirements
To complete this course you will need:
- A modern web browser — Google Chrome, Mozilla Firefox, Apple Safari, or Microsoft Edge (most recent version recommended)
- Stable broadband internet connection (minimum 3 Mbps)
- Speakers or headphones for audio and video content
- A PDF viewer for the course companion reference guide
- JavaScript and cookies enabled in your browser
Common Questions
Everything You Need to Know Before You Enroll
We want your IRMAACP™ experience to feel transparent and fully supported. These FAQs cover the training format, certification process, CE credits, and membership benefits.
Save When You Bundle
Add NSSA® and CELP® and save up to $1,175